Is a home inspection required?

Yes. The City of Wichita Falls housing inspector will inspect the home you want to purchase to insure the home meets the applicable minimum property standards for the FTHB Program. The FTHB Program inspection does not replace or serve as a private inspection. You can also obtain a professional home inspection that will give you a comprehensive evaluation of the condition of the home, and you are encouraged to consider engaging this service.

Show All Answers

1. How do I apply for the First Time Home Buyer's Program?
2. Will a poor credit rating affect the mortgage application or the application for FTHB Program assistance?
3. Will homebuyers be required to repay the homebuyer assistance provided by the City of Wichita Falls?
4. Will the homebuyer be charged interest for homebuyer assistance?
5. Is a home inspection required?
6. If the homebuyer is now divorced but previously owned a home with a former spouse, do they qualify as a first time homebuyer?
7. How long does the process take after receiving an approval from my bank?
8. Do I need to be a senior citizen to qualify for Minor/Emergency Repair assistance?
9. Do I have to own my home to qualify for the Minor/Emergency Repair Program?
10. Can I pick my own contractor for repairs provided by the Minor/Emergency Repair Program?
11. Will the Minor/Emergency Repair Program pay for work that’s already done?
12. How many times can I use the Minor/Emergency Repair Program?
13. What income is considered for the First Time Home Buyer Program?